Ronnie Finance FD: All the Pros And Cons

Fixed Deposits have always been considered as the most safe investment option by a large section of investors in India. Fixed Deposits allow you to invest an amount of money for a fixed duration of time. Banks and other financial institutions provide interest rates on fixed deposits depending on the loan amount and the tenure of deposit. However, Ronnie Finance FD has always been very lucrative to investors because of offering the highest rate of interest available in the market, and also due to a number of other factors.

Benefits:

Safety:

Ronnie Finance FD is regulated by RBI (Reserve Bank of India) the banking regulator in India, and is very secure and considered as one of the safest investment options offered by Non-Banking Financial Companies.

Regular Income:

Ronnie Finance Fixed Deposits earn fixed interest rates (20%) for their entire tenure. So, those who want an income on a regular basis can invest in fixed deposits and gain the highest rate of interest offered by any other financial institution. This makes Ronnie Finance FD a very popular way of growing money profitably & safely.

Save On Tax:

With the directives of the income tax department stating that investment in fixed deposits up to a maximum of Rs.10, 00, 00 for 5 years are eligible for tax deductions under section 80 C of income tax act, fixed deposits will always be profitable. They save tax and give high returns on invested money.

Why Ronnie Finance FD is Unique from Others:

Highest Rate of Interest:

While the money invested in bank or other financial institutions yields only 10 % return, Ronnie Finance FD gives an assured return of 20% so that the money grows speedily over a certain period of time.

Total Safety:

Full proof legal agreement, post dated cheque and other security measures make Ronnie Finance FD plans highly reliable and the best option available in the money market for growing your money considerably.

Where to Invest Money in India for Higher Returns

If you want to invest money to make more money, there are a lot of lucrative options available at present in the Indian finance industry. All these days you might be wondering where to invest your money in India in order to get higher returns. Cost of valuable metals like gold and silver is not on a consistent rise, and the rupee is appreciating at a faster rate. This is why investing money is greatly recommended over other things.

Investing is one of the best ways for anyone to create wealth and become financially independent. The strategy of investing in investment companies in Delhi continuously can actually result in the snowball effect. Your small amount of money can grow in size & momentum resulting in exponential growth. Here, we are going to touch upon some of the highest return producing investment options which you can try investing as soon as possible.

Invest Money in Fixed Deposits/Recurring Deposits:

While you look for other investment options, you should definitely consider investing a part of your money in fixed income options like FDs and RDs. These are safe investment options that provide assured return. FDs with Non-Banking Financial Companies are now known to best return producing, with them you can double or triple your money in 5 -10 Years.

Invest Your Money With Real Estate:

This is also one of the areas which have been ignored for a long time now. Investing in real estate for medium to long-run is known to give higher returns. By investing in secured real estate investment plans you can double your money within 5 – 20 Years.

Invest Your Money in Gold:

With prices of all precious metals fluctuating, you might be wondering why one should consider investing in gold. In the financial market prices of gold tend to fall with a rising stock market and vise-versa. So, it’s always a good idea to invest in gold now and sell it after the market crashes when gold prices would start increasing.

Investing in the aforesaid investment options can help you grow your money at a faster rate. Now, as you know how which option to pick in order to invest money to make more money there’s no point in making a delay now!

Liquidity: One of the Key Issues While Making Investment

People dealing with Finance Investment Companies in Delhi often think about liquidity and its impact on investment. It’s is a concept that many investors fail to take into account or understand, which is why very often their financial plans fail to support them completely in critical times such as money crisis or retirement.

Liquidity is that factor lack of which is bound to cause more financial problems than any other factor in the finance industry. By ignoring liquidity investors either lose money or they realize that they have insufficient funds upon retirement because of focusing more on short-term investments for a long-term goal.

What is Liquidity:

From the financial point of view, liquidity means how accessible your money is at a certain point of time. And, the best way to determine how liquid your investment is to find out how long it would take to arrive into your wallet if you happened to need it today. According to standards, the funds in a retirement account are not liquid because they require paperwork to redeem as well as time for the money to come to your bank account. Investment plans at Finance Investment Companies in Delhi on the other hand are very liquid that offers access to your invested money in a jiffy.

However, one important to consider here is that over the years liquidity has come to mean a bit different than its intended meaning i.e Volatility. But, the fact is that with modern technology at hand, you can sell a stock in one day and have it in your account the next day. Hence, when you hear that a stock lacks liquidity, they are actually talking about the fact that money invested in a stock is meant to be invested for long-term and removing it too quickly may result in the loss of money. Although it may appear same, volatility is slightly different from liquidity and can be called one of its aspects.

Here’s a short list of various investment plans along with the relative liquidity of each:

Non-Banking Financial Companies: Investment plans offered by Finance Investment Companies in Delhi are the closest in offering liquidity on high ROI generating plans. High liquidity and very little fluctuation on ROI make investing with Non-banking Financial Companies safe and dependable.

Savings Account:

Most traditional bank savings accounts are very liquid and same as having cash in the checking account. A simple phone call is all that is required to get the money over to the checking account.

Annuities:

Annuity investments are not considered as highly profitable investments options due to their lack of liquidity. They are designed for the purpose of creating an income stream and once invested it’s really hard to stream your money back to the bank account.

Stocks/Bonds:

Stocks and bonds including their mutual fund equivalent are best viewed as having very little liquidity. Though it is possible to access the money easily, it’s better to avoid it if you are looking forward to high liquidity!

Phone Scams that May Sweep Your Bank Account Empty

According to a research done by the Investment Companies in Delhi, a call from a customer care executive out of the blue may not always be a blessing. In reality if you end up sharing your banking details with these callers you could end up losing everything that you had in your bank account.

Phoney Fraud Alerts are the most common and frequently occurring phone scams that have robbed many users of their hard-earned money. And, Investment Companies in Delhi which makes a covers a major section of the private financing sector are not surprised by the prevalence of these scams. Here a valuable insight that can save you from being a victim of Phoney Fraud Alerts. 

What is Phoney Fraud Alert:

This type of alerts can come in the form of a phone call or an email claiming to be from your bank or financial institution. The scammer will initiate the talk by telling you that your credit card or bank account has been cancelled because they suspect that your card details have been stolen and is used in some kind of criminal activity.

They will inform you that a large transaction took place on your account, or else they will tell you that if you do not authorize the transaction, your money is on stake and you need to take immediate steps as your credit card details have been stolen. Thereafter, the caller will ask you to confirm your credit or account details so that they can investigate. In case of an email they will ask you to visit a website to confirm your credit card details.

Protect Your Bank Details:

Phoney fraud investigations are used to steal your banking details so that the scammer can use your account for online shopping and other transactions. They work by making you nervous in the hope that you panic and let them know about your account/credit card details.

Hence, if you receive a phone call from someone who claims to be from your bank and inform you that your account has been defrauded you need not panic. You should rather ask them for their name and number and say them that you’ll call them back. Check the number they give you against the number you normally contact your bank with and enquire with them about the whole matter.

A Peek into Different Types of Investment Securities

Investment Securities is a frequently asked question. Before planning to invest your hard earned money in any type of investment plan, one thing that passes your mind is how secure will your money be with any finance organization.

What is investment Securities:

Investment securities refer to documents or statements that indicate that you have lent or invested your money with a company or a government entity. Investment securities are basically of two types – Equity Securities & Debt Securities. And, the entity or corporation that issues investment securities is known as the issuer. There are many different securities where you can invest your money. Here’s a quick refresher on some of the most popular security investments.

Stocks:

Stocks are the best known equity security. By buying stock you choose to purchase an ownership interest in a company. However, stock prices can fluctuate greatly. They have a higher investment risks than most other securities. Also, stocks hold the potential of bringing you the greatest results.

Inter-Corporate Deposits:

Inter-Corporate deposit is a debt instrument issued by a company. In other words, you are extending loan to the company by choosing to invest with it. You are entitled to receive interest every month from the company until you withdraw your money or the loan is paid off. ICDs are comparatively safer and more stable than stocks. You are guaranteed a steady income from them.

Mutual Funds:

A mutual fund is made of a variety of securities. It is known to focus on stocks, bonds or a collection of the both. Here, the money invested by you will be pooled with other investors. An investment company chooses the securities and manages the mutual fund. This diversity helps decrease the investment risk.

Thus, the world of finance can be quite puzzling and intimidating at times. But, the concept of investment is inherently simple once you become familiar with the different types of investment plans, their benefits and the risk involved. In this blog we have tried to educate the current as well as the potential investors on the practice of investing without keeping even an ounce of fear in their heads about losing their money to a lucrative investment plan offering organization.

The Importance of Choosing Investment Companies in Delhi

Investment Companies in Delhi are highly reliable options if you are thinking of starting an investment program. It is pretty obvious that you might be concerned with how to meet your increasing money bills. However, if you can manage to pull together even a small sum of money for starting an investment program, chances are you’ll be landing on a much rosier financial landscape in the years to come.

Putting your Money to Work:

Investing allows you to help your money grow under the protective incubation of full proof security. The return on investment that you gain on your invested money along with the magic of compound interest help you earn additional money without you having to lift even a finger. And, the result of scooping out your idle lying money will only result in multiplying your funds with every passing day.

Financial Support:

Some of the investment options available in the Investment Companies in Delhi can fulfill more than one financial purpose and serve as a valuable resource. For example, when you invest in property, it is likely that it may appreciate in value and give you a handsome profit when you sell it. Additionally, when you invest in a monthly return assuring investment plan, you get the ROI every month which acts as a second source of income to cover your expenses.

Saving for Retirement:

Choosing to depend on social security benefits for your retirement won’t help you much, unless your company promises to offer you a sizable pension plan. Thus, if you’re planning to have a comfortable retirement period, you are recommended to create a profitable investment portfolio today. IRAs offer an easy way to invest for retirement and also provide certain tax benefits. If your employer offers a lucrative plan, you can benefit from the matching funds that many companies will deposit in your account on your behalf.

So, if you are a new investor and are building a portfolio from scratch, you need to develop a diversified portfolio all at once on day one. Investing money is more like a marathon, rather than a sprint.  It’s extremely important that you stay calm and positive over a long-term portfolio and wait for the results to show!

Top 5 Investment Options in India

Investment Plans available in the Indian capital market is a great blend of risk-reward transactions. And, it’s very important for every investor to acquire detailed understanding of the economic trends. This will not only help him in decision making, but also in creating a diversified investment portfolio depending on the different investment plans in India.

Here, we are going to discuss the 5 most credible investment plans available in the Indian Capital market. But, you need to keep in mind that very investment plan come with some risk.

Fixed Income Instruments:

This is the type of investment that delivers a fixed amount of return to the investor after a certain period of time. Compared to other form of investment plans fixed income instruments are low risk options. Some of the examples of fixed Income Instruments are – Public Provident Fund, Post Office Savings Scheme, Certificate of Deposits, Corporate Fixed Deposit, Corporate Bonds & Debentures, and Government Bonds.

Equity:

Equities are shares of companies and are offered through Initial Public Offerings (IPO) and Follow On Public Offerings (FPO). You can invest in equities either in the primary market or the secondary market. Return on equities come in two forms, dividends paid to the shareholders and capital gains from the increase in share price of the company.  Returns from shares are not guaranteed and they are mingled with high amount of risk.

Mutual Funds:

Mutual funds have different lock-in periods and before investing in mutual funds, you are recommended to check the return history of funds say about them. There are many websites that provide detailed analysis about the performance of mutual funds. On an average Mutual Funds can get you returns between 12 – 30% percent depending on market risk.

Gold & Silver:

Due to ever rising value of precious metals, gold and silver have become attractive investment options. However, these types of investments are definitely not free from risks. At the time when you want to claim your deposited gold 0r silver the price associated with them may not be moving upwards in the price ladder.

Real Estate:

Property has always been a great investment option. Ever since the price of property sky rocketed in the Indian Market, more and more people are getting interested in it. Improved facility of home loans and smaller area apartments being available, you can now invest in property with much lesser funds than what was required earlier.