Tuesday, July 7, 2015

Is it a Good Idea to Invest in Fixed Deposits




As a dedicated investor, you might have always contemplated about the best place to invest in fixed deposit in Delhi/NCR. When compared to other investment options, fixed deposit in Delhi/NCR is a safer investment option. Of all the financial institutions, opening a fixed deposit account with a Non-Banking Financial Company is the best. This is so because NBFC fixed deposit in Delhi/NCR is both quick and easy to open and all you have to do is to deposit money into the account for a given period of time, to earn the highest rate of interest.

Here are some beneficial points in support of opening a fixed deposit plan in Delhi/NCR

§  If you are weak in your savings skills, it encourages a savings habit as the money deposited by you remains in the account for a period of time without you able to make any withdrawal.
§  Investing in a Non-Banking Financial Company’s fixed deposit plan earns you a higher interest rate as compared to investing your money in a savings account.
§  By investing in a fixed deposit plan you get 100% assured return on your investment.
§  The account helps to act as a financial backup for your business in the event of cash flow deterioration or can be used to meet your future cash requirements.
§   Interest is payable at maturity; annually or monthly depending on the term you chose or you could use the money to buy assets if you want.
§  You get to choose how long you want to invest your money in a fixed deposit account ranging from 30 days to 10 years.
§  You can choose to have more than one fixed deposit account if you want to save for different goals
However, it’s important to know about the financial institution and get your tenure right before you invest in a fixed deposit plan – as making a premature withdrawal can get you penalized and fail to reap any benefits for you.











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