Safe Investment Plan is an Asset for Investors

An increasingly relevant and most adopted way of making more money apart from your savings is to make investments. An individual who develops the habit of making investments in addition to saving 20% of his/her income ends up making more money for retirement than an individual who never invested although he/she managed to save 20% of the income.

Investment Plan is an Asset:

Thus, investment plan is definitely an asset that you buy to reap the benefits in the long-run.  Talking in terms of finance, an investment plan is a monetary backup system purchased with the expectation that the plan will fetch additional income or appreciation in the future and be sold at a much higher price. Building of a factory or buying a plot of land is both example of investment done to earn more money or to get appreciation. In the financial sense investments include Fixed Deposits, Purchase of bonds, Stocks, Real Estate Property and more.  

Choose a Non-Banking Financial Company:

Investment options like fixed deposit plans, Inter-Corporate Deposits etc. that are offered by Non-Banking Financial Companies give incredibly higher return on investment and are really profitable if the company is authentic and registered with Reserve bank of India. Investment plans offered by a well-established NBFC are risk free as compared to a Non-Banking Financial company that is a operating only on its good name and is not registered with the Reserve bank of India.

Realize the True Value of Investing:

If you have friends who know the true value of investing early, and if you are highly convinced with what they are doing, you will definitely choose to follow the path of attaining prosperity by making investments. Investing in Fixed deposit schemes can help you grow your money faster as they give assured return on investment at a very high rate.

So, it’s high time you stop speculating and start investing in a good plan to ensure a prosperous future and a heavy wallet.

Happy Investing!!

Find a Good Financial Backup in Fixed Deposits

Getting your salary on time and managing expenses smartly will definitely not help your money grow. You need to incubate your money in right kind of investment plan/Fixed Deposit with right safety and security measures if you want to see yourself rich over a certain period of time. The term fixed deposit denotes a fixed rate of interest and fixed maturity period.

Commercial financial institutions, especially Non-Banking Financial Companies offer investors with the most lucrative fixed deposit plans available in the market. A fixed deposit account acts as a safe storage for your idle lying money, and the interest rate offered by the financial institution appreciates your money on a monthly or yearly basis. For example, if you open a Ronnie Finance FD with Rs. 1,00,000 with an interest rate of 18% p.a. After a year your money will increase by 18% i.e.  1,18,000. Hence, Fixed Deposits make a good financial backup by helping your money grow smoothly over a stipulated time period.

Fixed Deposits made with registered Non-Banking Financial Companies provide investors with the highest rate of interest as compared to banks. However, the interest rates of a fixed deposit are fixed until the given maturity date. You are not eligible to withdraw these funds prior to the date of maturity. Nevertheless, Non-Banking Financial companies offers a more flexible format wherein you can withdraw your money  after giving advanced notice or by paying a penalty rate.

The option of investing in Ronnie Finance FD is often used by entrepreneurs, professionals for storing their liquid funds for a future use. Also, fixed deposits are considered relatively safe investments even when they are provided by registered Non-Banking Financial Companies, savings corporations etc.

Why to Choose Ronnie Finance FD Over Others

Did you know that nowadays, investment gurus are advising their clients to lock their money in Non-Banking Financial Company Fixed Deposits as the Reserve Bank of India is likely to slash interest rates offered by banks on fixed deposits.

Presently, State bank of India is offering an interest rate of 8.75% on fixed deposits with 1-3 year maturity and financial institutions like Ronnie Finance Limited is paying considerably more interest as compared to banks. Ronnie Finance Fixed Deposit Interest rates are as high as 20% annually and is highly lucrative for ambitious entrepreneurs and investors. In addition to this here are some more factors that will inspire you to choose Ronnie Finance FD over others:

Company Quality:

Ronnie Finance Limited Malviya Nagar is a well-known company registered with Reserve Bank of India. The company has good repayment records and is free from all types of financial losses and debts.

Liquidity:

The lock-in period of a company deposit determines how liquid the product is, that is, how easily you can get your money back. Ronnie Finance FD scheme have an initial lock-in of six months. During this period the company does not permit withdrawals. And, in case you want to get your money back, you need to inform the team at Ronnie Finance Limited 30-60 days before the withdrawal.

Interest payments:

Ronnie Finance FD scheme can pay interest monthly and annually. It is like a boon to those who need regular additional income like —freelancers or retirees. However, benefits from fixed deposits with annual interest rates are considerably larger as the interest paid bears 2% bonus making it a 20% ROI rather that 18%.

The Best Way to Trick Yourself into Getting Rich

For anyone who is in the field of marketing is certainly aware of the fact that investing money is one of the hardest things to most of the clients. And, the prime factor leading to these circumstances is their concern regarding the safety of their hard-earned money. Investment Companies in Delhi often contemplates about client awareness and the how much they agree with the fact that making investment is the ultimate mantra to a prosperous life.

Prosperity basically depends on wealth and generating wealth is more about cultivating habits of mind that makes it easier for an individual to understand the importance of gaining returns on idle lying money for long-term prosperity. But, as anyone who is not totally acquainted with the benefits of investing money will tell you that it’s not easy to open up to investment options available in the market due to various types of risk involved in it. Here are some valuable tricks that will inspire you to invest money with the Investment Companies in Delhi.

Wherever You Invest keep it Simple:

If you are new to investing, and have a sense of insecurity, start by choosing an investment option that is less complex, free of market risk and guarantees you assured return. By choosing this kind of a plan you will not only encourage the investor in you, but you can also gain high return on investment. There are many Investment Companies in Delhi that offer fully secured investment plans.

Use a part of your savings to invest:

Keeping aside a part of your salary every month will provide you with sufficient amount of funds over a certain period of time so that you choose to invest in a lucrative plan without having to worry about your monthly expenses.

Investment will lead to more savings and vise-versa:

Once your wallet is ringing with prosperity, you feel more confident and comfortable in making investments. So, consider to kick-start the cycle of prosperity with small investment as soon as you start a job and then moving on to bigger deals as you feel in command of your finances.

Investing Small Amount of Money for Higher Returns

Investing Money is one of the ways you just can’t afford to overlook if you are looking forward to create wealth and become financially independent. No matter even if you have a small amount of money in your hands, continuously investing it can reap you amazing results like the snowball effect. The snowball effect is a phenomenon where small amount of snow gain in size and momentum leading to exponential growth. Hence, for fulfilling your ambitions on money, you need to implement a proper strategy and stay consistent in making small but smart investments.

The most reliable and tested way for investing small amount of money to get higher returns over a certain period of time is to invest in assured and non-speculative portfolios that promises you with the highest return on investment available in the market with maximum security – a fixed deposit plan!

Features of Fixed Deposit Plan:

·         The main purpose of a fixed deposit plan is to enable the individuals to earn a higher rate of interest on their surplus funds (extra money)

·         A certain amount of money can be deposited only once. For further such deposits, you have to open separate accounts

·         The depositor is given a fixed deposit agreement/receipt, which the depositor has to produce at the time of maturity.

·         You can also renew a plan for further period

·         As per the traditional norms, the interest on the FD account is credited to the Savings account specified by the depositor on a monthly basis or on a quarterly basis.

·         Tax is deducted at source, from the interest on Fixed Deposits, as per the Income Tax Act, 1961.

There's an old saying that if "something is too good to be true, then it probably is." That's best advice when it comes to doubling your money, considering that there are probably far more investment options out there to approach doubling your money, always invest in plans that ensure you a carefree life drenched with prosperity.

Is it a Good Idea to Invest in Fixed Deposits

As a dedicated investor, you might have always contemplated about the best place to invest in fixed deposit in Delhi/NCR. When compared to other investment options, fixed deposit in Delhi/NCR is a safer investment option. Of all the financial institutions, opening a fixed deposit account with a Non-Banking Financial Company is the best. This is so because NBFC fixed deposit in Delhi/NCR is both quick and easy to open and all you have to do is to deposit money into the account for a given period of time, to earn the highest rate of interest.

Here are some beneficial points in support of opening a fixed deposit plan in Delhi/NCR

§  If you are weak in your savings skills, it encourages a savings habit as the money deposited by you remains in the account for a period of time without you able to make any withdrawal.

§  Investing in a Non-Banking Financial Company’s fixed deposit plan earns you a higher interest rate as compared to investing your money in a savings account.

§  By investing in a fixed deposit plan you get 100% assured return on your investment.

§  The account helps to act as a financial backup for your business in the event of cash flow deterioration or can be used to meet your future cash requirements.

§   Interest is payable at maturity; annually or monthly depending on the term you chose or you could use the money to buy assets if you want.

§  You get to choose how long you want to invest your money in a fixed deposit account ranging from 30 days to 10 years.

§  You can choose to have more than one fixed deposit account if you want to save for different goals

However, it’s important to know about the financial institution and get your tenure right before you invest in a fixed deposit plan – as making a premature withdrawal can get you penalized and fail to reap any benefits for you.

High Return Investment Plan in Delhi

The term “High Return Investment Plan” has always sounded very catchy. But, many investors keep off from investing money in simple plans that promises of higher returns because they think that higher return comes with high risk. In this blog you’ll come to know some of the best investment options that are definitely going to bring a difference in comparison to other High Return Investment Plans in Delhi. However, before proceeding further, you need to know that long-term investment plans are the best plans to expect higher rate of interest.

To negate all the factors that may prevent you have reaping higher return, the best way is to stay invested for long time. As per the definition of higher returns, its formula goes like this: Higher Return = Risk Free rate + Risk Premium. Generally, on a 5 year Fixed Deposit, risk free rate is 8.5% p.a. In this case a higher return investment plan looks like this, Higher Return = 8.5+ Risk Premium. Hence, high return investments are those which offer high risk premium. For example: Earning 10% return on your investment clearly means 1.5% risk premium p.a. Earning 1.5% risk premium is not a very impressive thing as it’s very easy to get. You can invest in balanced mutual fund, Fixed Deposit Plans from bank and more for gaining 1.5% risk premium as these are considered safe investment options.

What if your return expectation is 12%p.a? In this case the desired risk premium would be 11.5% p.a. In the investment industry risk premium of 11.5% is something highly lucrative because not all financial organizations are capable of paying it to its clients. In short term such a high rate of risk premium is hardly of any significance. However, in the long run earning risk premium of 11.5% can help your money grow voraciously.

Hence, it’s very important that you consider the high return formula before taking an investment plan. Breaking a higher return investment plan into 2 parts is necessary. One part will stand for risk free rate and another part for risk premium. You can find out Risk free rate very easily by surfing the internet. Before expecting high returns, you must be clear on how much risk premium is expected by you over risk free rate. Calculating this way will always help you choose the best higher return producing investment plan available in the market.

However, in order to make expectations a reality, selection of right investment options is also essential. Select a good Fixed Deposit Plan from a Non-Banking Financial Company for 2-5 years. This way you can earn high risk premium while staying invested for long-term.