Ronnie Finance FD: All the Pros And Cons

Fixed Deposits have always been considered as the most safe investment option by a large section of investors in India. Fixed Deposits allow you to invest an amount of money for a fixed duration of time. Banks and other financial institutions provide interest rates on fixed deposits depending on the loan amount and the tenure of deposit. However, Ronnie Finance FD has always been very lucrative to investors because of offering the highest rate of interest available in the market, and also due to a number of other factors.

Benefits:

Safety:

Ronnie Finance FD is regulated by RBI (Reserve Bank of India) the banking regulator in India, and is very secure and considered as one of the safest investment options offered by Non-Banking Financial Companies.

Regular Income:

Ronnie Finance Fixed Deposits earn fixed interest rates (20%) for their entire tenure. So, those who want an income on a regular basis can invest in fixed deposits and gain the highest rate of interest offered by any other financial institution. This makes Ronnie Finance FD a very popular way of growing money profitably & safely.

Save On Tax:

With the directives of the income tax department stating that investment in fixed deposits up to a maximum of Rs.10, 00, 00 for 5 years are eligible for tax deductions under section 80 C of income tax act, fixed deposits will always be profitable. They save tax and give high returns on invested money.

Why Ronnie Finance FD is Unique from Others:

Highest Rate of Interest:

While the money invested in bank or other financial institutions yields only 10 % return, Ronnie Finance FD gives an assured return of 20% so that the money grows speedily over a certain period of time.

Total Safety:

Full proof legal agreement, post dated cheque and other security measures make Ronnie Finance FD plans highly reliable and the best option available in the money market for growing your money considerably.

Where to Invest Money in India for Higher Returns

If you want to invest money to make more money, there are a lot of lucrative options available at present in the Indian finance industry. All these days you might be wondering where to invest your money in India in order to get higher returns. Cost of valuable metals like gold and silver is not on a consistent rise, and the rupee is appreciating at a faster rate. This is why investing money is greatly recommended over other things.

Investing is one of the best ways for anyone to create wealth and become financially independent. The strategy of investing in investment companies in Delhi continuously can actually result in the snowball effect. Your small amount of money can grow in size & momentum resulting in exponential growth. Here, we are going to touch upon some of the highest return producing investment options which you can try investing as soon as possible.

Invest Money in Fixed Deposits/Recurring Deposits:

While you look for other investment options, you should definitely consider investing a part of your money in fixed income options like FDs and RDs. These are safe investment options that provide assured return. FDs with Non-Banking Financial Companies are now known to best return producing, with them you can double or triple your money in 5 -10 Years.

Invest Your Money With Real Estate:

This is also one of the areas which have been ignored for a long time now. Investing in real estate for medium to long-run is known to give higher returns. By investing in secured real estate investment plans you can double your money within 5 – 20 Years.

Invest Your Money in Gold:

With prices of all precious metals fluctuating, you might be wondering why one should consider investing in gold. In the financial market prices of gold tend to fall with a rising stock market and vise-versa. So, it’s always a good idea to invest in gold now and sell it after the market crashes when gold prices would start increasing.

Investing in the aforesaid investment options can help you grow your money at a faster rate. Now, as you know how which option to pick in order to invest money to make more money there’s no point in making a delay now!

Liquidity: One of the Key Issues While Making Investment

People dealing with Finance Investment Companies in Delhi often think about liquidity and its impact on investment. It’s is a concept that many investors fail to take into account or understand, which is why very often their financial plans fail to support them completely in critical times such as money crisis or retirement.

Liquidity is that factor lack of which is bound to cause more financial problems than any other factor in the finance industry. By ignoring liquidity investors either lose money or they realize that they have insufficient funds upon retirement because of focusing more on short-term investments for a long-term goal.

What is Liquidity:

From the financial point of view, liquidity means how accessible your money is at a certain point of time. And, the best way to determine how liquid your investment is to find out how long it would take to arrive into your wallet if you happened to need it today. According to standards, the funds in a retirement account are not liquid because they require paperwork to redeem as well as time for the money to come to your bank account. Investment plans at Finance Investment Companies in Delhi on the other hand are very liquid that offers access to your invested money in a jiffy.

However, one important to consider here is that over the years liquidity has come to mean a bit different than its intended meaning i.e Volatility. But, the fact is that with modern technology at hand, you can sell a stock in one day and have it in your account the next day. Hence, when you hear that a stock lacks liquidity, they are actually talking about the fact that money invested in a stock is meant to be invested for long-term and removing it too quickly may result in the loss of money. Although it may appear same, volatility is slightly different from liquidity and can be called one of its aspects.

Here’s a short list of various investment plans along with the relative liquidity of each:

Non-Banking Financial Companies: Investment plans offered by Finance Investment Companies in Delhi are the closest in offering liquidity on high ROI generating plans. High liquidity and very little fluctuation on ROI make investing with Non-banking Financial Companies safe and dependable.

Savings Account:

Most traditional bank savings accounts are very liquid and same as having cash in the checking account. A simple phone call is all that is required to get the money over to the checking account.

Annuities:

Annuity investments are not considered as highly profitable investments options due to their lack of liquidity. They are designed for the purpose of creating an income stream and once invested it’s really hard to stream your money back to the bank account.

Stocks/Bonds:

Stocks and bonds including their mutual fund equivalent are best viewed as having very little liquidity. Though it is possible to access the money easily, it’s better to avoid it if you are looking forward to high liquidity!

Phone Scams that May Sweep Your Bank Account Empty

According to a research done by the Investment Companies in Delhi, a call from a customer care executive out of the blue may not always be a blessing. In reality if you end up sharing your banking details with these callers you could end up losing everything that you had in your bank account.

Phoney Fraud Alerts are the most common and frequently occurring phone scams that have robbed many users of their hard-earned money. And, Investment Companies in Delhi which makes a covers a major section of the private financing sector are not surprised by the prevalence of these scams. Here a valuable insight that can save you from being a victim of Phoney Fraud Alerts. 

What is Phoney Fraud Alert:

This type of alerts can come in the form of a phone call or an email claiming to be from your bank or financial institution. The scammer will initiate the talk by telling you that your credit card or bank account has been cancelled because they suspect that your card details have been stolen and is used in some kind of criminal activity.

They will inform you that a large transaction took place on your account, or else they will tell you that if you do not authorize the transaction, your money is on stake and you need to take immediate steps as your credit card details have been stolen. Thereafter, the caller will ask you to confirm your credit or account details so that they can investigate. In case of an email they will ask you to visit a website to confirm your credit card details.

Protect Your Bank Details:

Phoney fraud investigations are used to steal your banking details so that the scammer can use your account for online shopping and other transactions. They work by making you nervous in the hope that you panic and let them know about your account/credit card details.

Hence, if you receive a phone call from someone who claims to be from your bank and inform you that your account has been defrauded you need not panic. You should rather ask them for their name and number and say them that you’ll call them back. Check the number they give you against the number you normally contact your bank with and enquire with them about the whole matter.